Behind the curtain
of every policy update.

The main substantive change in this update is the addition of one new commitment: Visa now states it does not authorize the use of your personal information to train large language models (LLMs). A footnote defines what LLMs are (AI models that process and generate natural language). The policy also merges two previously separate paragraphs — one about what the Global Privacy Notice covers, and one about data retention — into a single paragraph. No rights were removed and no new data collection practices were introduced. The effective date moved from March 7, 2026 to July 1, 2026.