Visa Inc

The main substantive change in this update is the addition of one new commitment: Visa now states it does not authorize the use of your personal information to train large language models (LLMs). A footnote defines what LLMs are (AI models that process and generate natural language). The policy also merges two previously separate paragraphs — one about what the Global Privacy Notice covers, and one about data retention — into a single paragraph. No rights were removed and no new data collection practices were introduced. The effective date moved from March 7, 2026 to July 1, 2026.

If your personal information is covered by this notice (e.g., you signed up for Visa marketing, used Click-to-Pay, or interacted with Visa websites), Visa is now explicitly committing that it won't share or allow that data to be used to train AI models. This is a new, named restriction that didn't appear in the previous version. Everything else — your rights to access, correct, delete, and opt out of targeted advertising — remains unchanged.