Monarch · Privacy Policy

What Monarch's Privacy Policy Actually Says

Monarch (the personal finance app) collects a wide range of information to run its service: your login credentials, name, email, financial account balances and transactions, credit score, income, household composition, job title, device details, and browsing behavior on their site. This data comes from what you type in directly, from financial data aggregators like Plaid or Finicity when you link your bank accounts, and from third-party advertising and analytics tools running on their website.

Your financial data won't be sold, but your browsing data may be. Monarch explicitly states it will never sell your financial data. However, it does share your device/IP data, web analytics, profile data, and demographic data with advertising partners for targeted (interest-based) advertising. Under some state privacy laws, this sharing counts as a